Pass your credit card processing fees to your customers, allowing you to accept credit cards at zero cost (0%). Effortlessly handle surcharges, convenience fees, and service charges for maximum savings.
– ACCEPT CREDIT CARDS AT 0% COST –
Enjoy free 0% credit card processing with Surcharge Plan
Fair, Transparent Pricing
No hidden fees or monthly fees here.
Customer Pays With
Credit Card
You pay
$0
Your customer pays
3.00%
Customer Pays With
Debit Card
You pay
1.00% + .25¢
Your customer pays
$0
Base amount: $200
Surcharge: 3.00%
Customer pays
$206.00
You keep
$200.00
Base amount: $200
Flat rate: 1.00% = $2.00
Transaction fee: $0.25
Customer pays
$200.00
You keep
$197.75
Free surcharge-compatible payment hardware with access to direct lowest wholesale pricing
Get cost-effective solutions for taking payments at your register, within your office or clinic, or while you’re mobile.
*Receive a $200 credit towards wholesale purchases, ONLY eligible for accounts processing over $30,000 monthly after 3 months, then recheck every quarter.
Ingencio Desk 3500
A cost-effective entry-level offering that provides an easy setup and experience. Wifi-enabled.
+Free Online Invoicing via Talech Virtual Terminal
Free
Wholesale Price: $193
Ingenico Move 5000
Intuitive 3.5” color interface for best-in-class user experience with sleek design for high-end environments. Wifi-enabled
+Free Online Invoicing via Talech Virtual Terminal
$299 (40% OFF)
Wholesale Price: $499
The MOVE 5000 Terminal: Wireless Point-of-Sale Solution!
$299 (40% OFF)
Wholesale Price: $499
Sleek design for high-end environments with an enhanced Intuitive interface for best-in-class user experience. Never disconnect via automatic network switching with both Wifi or wired connection.
+Free Online Invoicing via Talech Virtual Terminal
Virtual Terminal
- Large 3.5-inch color touchscreen that helps create an optimized experience
- Secured Telium TETRA OS with top-of-the-line encryption technology to keep data safe.
- NFC couponing, chip & PIN, swipe and sign, contactless
Simply connect your Terminal via WiFi for an end-to-end solution for in-person payments.
The Ingenico Desk 3500: Cost-Effective Entry Terminal With Easy Set-Up
FREE
Wholesale Price: $193
A cost-effective entry-level offering that provides an easy setup and experience.
+Free Online Invoicing via Talech Virtual Terminal
- Supports chip, swipe, contactless, and digital wallet payments
- Option to add customer-facing PIN pad
- Designed for the countertop
- Wired or Wireless
Connect and ready to go! Offers a seamless payment experience with security standards
The Surcharge Program Rules
Our surcharge program turns every purchase into a win-win for both you and your customers.
| Regulations | Solutions |
|---|---|
| The merchant must be registered with the major card brands. | Elavon will register you with the necessary card brands. |
| The merchant must inform customers of surcharges on all credit card transactions. | We will provide signage, and our virtual terminal automatically displays the surcharge on the receipt. |
| The credit card fee must not exceed 3%, and the merchant cannot profit from the fee. | Our surcharge solution charges customers a 3% fee for credit card purchases, ensuring merchants don’t pay any of the fee. |
| The credit card fee and product or service price must be processed together. The receipt must show the credit card fee as a separate line item. | Our surcharge solution automatically adds the credit card fee as a separate line item on receipts. |
| The merchant cannot apply a fee to debit cards. | Our surcharge program automatically detects if the card used is a credit card or debit card. If a debit card is used at the time of sale there will be no surcharge added to the transaction. |
| Available only in 44 States | As of May 2024, our 3% surcharge program is NOT available in:
|
FAQ.
Not exactly. For years, many small businesses in the U.S. have offered lower prices to customers who pay with cash. Surcharging simply means passing on the cost of accepting credit cards to the customer. Your customers can always choose to pay with a debit card to avoid the credit card surcharge.
Yes, in 43 states. Businesses must display a sign at the point of sale informing customers of the 3% fee on credit card transactions, which they can avoid by paying with a debit card. We provide this signage for you.
Credit card companies charge a fee for each credit or debit card payment processed. Typically, this fee is paid by the business owner. With ODoF Merchant Services, you get compliant signage and equipment to accept credit cards without paying any fees. If a customer uses a debit card, our system will charge you a flat fee of 1% + 25¢ per transaction. Otherwise, Cash is entirely free.
Absolutely. Your daily savings will be significant and your monthly statement will only include debit card processing fees.
Businesses using the surcharge model have NOT reported a drop in sales. Customers have more payment options and can avoid surcharges by using cash or debit cards. With proper marketing, a surcharge program can help increase your annual revenue while reducing expenses.
Its time to
cut payment costs
and increase business profitability
Sign up instantly, no paperwork,
no commitments.
**Estimated savings are calculated on annual processing rates and are based on Elavon’s analysis of The Strawhecker Group’s industry data survey in payment processing services as of December 2023 on net revenue from merchants of a similar size and type compared to the portfolio. Actual savings will depend on business type, card type, manner of card acceptance, and volume of transactions. ODoF Members pay an $0 Application Fee and Monthly Statement Fees. Services provided by Elavon.
**Receive a $200 credit towards wholesale purchases, only eligible for accounts processing over $30,000 monthly after 3 months. Eligibility is reassessed every quarter after the initial three months. Terminal purchases must be paid for upfront; eligible accounts will receive a rebate via ACH or check after three months of processing.